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Fixed maturity plans (FMP) make sense for risk-averse investors who have a set timeframe. So, if there is an FMP on offer that matches your investment timeframe and you don't want to assume any risk, go for it. FMPs are structured in such a manner that they assume very low risk. They are low on costs and generate fairly predictable returns. However, the best time for FMPs might be coming to an end because of the falling interest rates, so you might as well consider income funds.
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Download Mutual Fund Application Forms from all AMCs
Download Mutual Fund Application Forms
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ITI Overnight Fund
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CRISIL Composite Bond Fund Index