Max Bupa Health Assurance Personal Accident Plan

Invest In Tax Saving Mutual Funds Online

Download Tax Saving Mutual Fund Application Forms

Buy Gold Mutual Funds

Call 0 94 8300 8300 (India)

 

Max Bupa Health Assurance Personal Accident

 

	Objective			A plain accidental policy that aims to provide financial relief to insured member or his family in event of accidental death or disability.
Suited for			This policy is useful for those who have high exposure to risk of accidental injuries, on the job or otherwise.
What does it do?			Like other standalone personal accident policies, it pays a lump sum amount in case of accidental death of insured person. Under family plan, the death benefit varies for each insured family member subject to certain limits. Apart from death, this policy also covers permanent partial disability for up to 100 per cent of sum insured and permanent total disability for up to 125 per cent of sum insured. Child education benefit for continuing education of deceased's children is an added advantage. If the insurer accepts claim under accidental death, it also makes a one time payment towards funeral expenses.
Pros			This policy can be bought online. It pays a premium discount on selecting a 2-year policy term.
Cons			It does not cover accidental temporary disability.
Our View			This policy provides narrow coverage at higher price. One can look for other accidental policies available at comparatively cheaper rates.
Our View			USP is that it offers a lifelong policy renewal. However, if you are not comfortable with high premiums, go for accidental policies from other insurers who cover you till 70 or 80 years of age at lesser premiums.
Eligibility
Entry Age (years)
Minimum		18; 5 years for children
Maximum		65; 21 years for children
Maximum Policy Renewal Age (years)		Life long renewal
Coverage Type		Individual / Family
Policy Term (years)		1/ 2
Sum Insured (Rs)
Maximum		25 lakh
Minimum		5 lakh
Discount		Discount on selecting 2 years policy term
No Claim Bonus		5% for each claim free years upto maximum of 25% of the sum insured
Free look Period		15 days
Grace Period for Policy Renewal		30 days
Policy Termination		Either of the insurer or ipolicyholder may cancel this policy by giving a 30 days notice period.
Customer Service
Address		Corporate Office: Max Bupa Health Insurance Company Limited, 2nd Floor, Salcon Ras Vilas D-1, District Centre, Saket, New Delhi 110017
Call to		1800 3010 3333 (toll free)

 

	Scope Of Cover
Accidental death		covered for upto 100% of sum insured
Permanent Partial Disability		covered for 25% upto 100% of sum insured depending on the degree of disability
Permanent Total Disability		covered for upto 125% of sum insured;
Child Education Benefit(for family plan where children are covered)		pays lower of 5% of sum insured or Rs 50000 in case of accidental death or Permanent Total Disability
Funeral expenses		pays Rs 5000

 

	Exclusions and Waiting Period
Pre-existing diseases		not covered

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund